YOU also have to consider that a human life is not an inanimate object.

The argument i am making is that to have an effective insurance market risk must be spread or all you will have are sick people running up the bill and not being able to afford the premiums. And without a wide net for insurance the healthy will play the risk of being uninsured until they get sick, at which point the personal costs become excessive and the public still foots the bill in the format of ER costs as the uninsured go to the ER as their last resort with conditions that could have been treated more cheaply earlier had they had insurance to cover the costs

It is good policy to cover everyone. Conservative anger is misplaced.